Get instant and flexible loans within minutes to your wallet or banks; the choice is yours. With our user-friendly interface, your applications are quick, and CRedit is instant.
You can rely on us to give you that financial freedom you deserve; Savings or Loans, either way, its a win.
LOANS AND SAVINGS:
Getting a loan has never been this easy; In 4 quick steps, you get the cash you need.
* Download the app
* Create an account.
* Apply for that loan
* Receive your loan straight into your wallet or bank account
* The more you repay your loan, the higher your limits for subsequent loans
We offer you different savings plans. You can choose to lock a fixed amount for a specific period using our fixed deposit plan or, automate your savings daily, weekly or monthly with our regular savings plan and of course, earn as you save. We also have the halal savings plan option if that’s what you want!
OUR LOANS AND REPAYMENT TERMS
LibertyCRed offers micro-credit and makes provision for short-term personal loans of at least N5,000 and up to N50,000 depending on your credit score.
RATES AND FEES
To access our loans, you must be at least 23 years of age. We may require that you provide a valid Government ID. You can get as little as N3,000 and up to N25,000 and you can pay back between 60 to 180 days. Our usual repayment period is monthly. Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36% to 120%.
EXAMPLE;
If you choose a loan package of N10,000 (Principal) to pay back over a 6-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N1,966.67 monthly for a period of 6 months. At the end of the 6 months, you would’ve paid a total of N11,800.
- We require no collateral, guarantors, or documents. All you need is to download our LibertyCRed app on your mobile phone.
- We cater to all categories of loan requests. Whether you are self-employed or a salary earner, our loans are readily available to help meet that immediate need.
24/7 SUPPORT
We are always ready and excited to help you achieve your financial goals! If you have any feedback, questions, or concerns, please reach out to us via mail at [email protected]
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